Commercial Real Estate Loans

From $750,000 to $100,000,000+

SMPO Financial, LLC, a Memphis, Tennessee commercial mortgage brokerage firm, specializes in real estate refinance, acquisition and construction. Our team is comprised of finance and real estate professionals with decades of experience delivering services throughout the continental United States. Our mission is to deliver customized financial products tailored to fit each borrower’s individual needs. We offer aggressive fixed and variable rates for Multi-family, Office, Retail (anchored and unanchored), Self-Storage, Industrial, and Hotels, as well as several other property types detailed below. In most cases, non-recourse financing can be provided (excluding construction loans and with standard carve-outs).

Our sources of capital include Wall Street Conduits, Life Insurance Companies, Commercial banks and Mezzanine Lenders.

Each request for financing is carefully analyzed and pre-screened for potential eligibility. Once a request is pre-qualified, we will contact our network of lenders to locate the optimal financial structure based on our client's needs. Today's marketplace offers some fixed rates below 5.00% and some variable rates as low as 2.00% over Libor. Loan-to-value as high as 80% is available for several of our product types. In addition to historically low pricing, we strive to deliver the best terms and conditions for our customers. SMPO Financial's primary goal is exceeding the expectations of our clients.





Our products are customized for the following product types:

  • Multi-family

  • Office

  • Retail (unanchored and anchored)

  • Warehouse

  • Industrial

  • Self-Storage (Mini-Storage)

  • Medical Office

  • Restaurants (major franchises only)

  • Mixed-Use

  • Owner-Occupied

  • Hotels (full and limited services)

  • Government Leased Buildings

  • Land Acquisition and Development

  • Other